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November mortgage lock data driven by strong refinance activity

December 10, 2025 by bp56691
November’s mortgage rate-lock activity slowed but posted the strongest results in four years, driven by a surge in refinances.
Categories HWmember, Mortgage, Mortgage Rates, Optimal Blue, Origination, Rate Lock, Refinancing, Secondary market

Loft47 launches automation and commission management platform for real estate teams

December 10, 2025 by bp56691
Loft47 for Teams automates commissions, payouts and accounting workflows while giving team leaders real-time performance visibility.
Categories Agent, Artificial Intelligence, HWmember, Real Estate, Real Estate Teams, Real Estate Technology, Technology

2026 mortgage compliance trends show staffing strains, regulatory risks

December 10, 2025 by bp56691
A survey from Ncontracts reveals how financial institutions are managing compliance challenges and expectations in 2026.
Categories Artificial Intelligence, Compliance, Cybersecurity, Fair Lending, HWmember, Mortgage, Regulatory, Regulatory Compliance

Fed delivers third straight rate cut, but housing market will see limited relief

December 10, 2025 by bp56691
The Federal Reserve delivered another 25-basis-point cut to its benchmark interest rate on Wednesday, setting the target range at 3.5% to 3.75%.
Categories Federal Open Market Committee, Federal Reserve, HWmember, Jerome Powell, LendingLife, Monetary Policy, Mortgage, Mortgage Rates, Regulatory

Better Homes and Gardens Real Estate details 2026 homebuyer trends

December 9, 2025 by bp56691
The brand will also release an Agent Playbook designed to show how to use these trends to better position listings and guide clients.
Categories Anywhere, Better Homes and Gardens Real Estate, Brokerage, First-Time Homebuyers, Homebuyers, HWmember, Real Estate

Stress appears for consumer credit conditions

December 9, 2025 by bp56691
AFSA’s Q3 report reveals a dip in consumer credit conditions, but lenders remain optimistic about future economic conditions.
Categories American Financial Services Association, Credit, HWmember, Interest Rates, Mortgage

Coalition presses for stronger federal flood response, eyes ROAD to Housing Act

December 9, 2025 by bp56691
Leaders said the coalition began forming after the catastrophic July 2022 floods in eastern Kentucky and southwestern Virginia.
Categories Disaster Relief, FEMA, Flood, HWmember, Kentucky, National Flood Insurance Program, Natural Disaster, Ohio, Politics, Real Estate, Regulatory, Trump Administration, Virginia, West Virginia

As rural housing costs soar, financing affordable housing remains a hurdle

December 9, 2025 by bp56691
Rural affordable housing development is hindered by limited financing options. Lenders and investors often overlook smaller rural projects, only widening the affordability gap.
Categories Affordable Housing, homebuilder, Homeownership, Low-Income Housing Tax Credit, Policy, The Builder's Daily

Mortgage delinquencies steady in September, but there’s ‘signs of stress beneath the surface’

December 9, 2025 by bp56691
U.S. mortgage delinquencies held at 3% in September 2025, but rising foreclosure rates highlight growing borrower challenges.
Categories Cotality, Delinquencies, Foreclosure, HWmember, Mortgage

Summit Sotheby’s International Realty rides high in Utah while giving back

December 8, 2025 by bp56691
The agency has donated $2.3 million to Utah nonprofits supporting education, food security, mental health, first responders and more.
Categories Brokerage, Real Estate
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