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Underwriting

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Non-QM lender Griffin Funding unveils AI-driven underwriting platform

September 11, 2025 by bp56691
The tool pulls hundreds of pages of program guidelines into a single system and uses AI to deliver answers to loan qualification questions.
Categories Artificial Intelligence, Griffin Funding, HWmember, LendingLife, Loan Officer, Mortgage, Non-QM, Origination, Technology, Underwriting

Rocktop’s Cade Thompson on targeting inefficiencies in mortgage lending

August 25, 2025 by bp56691
Cade Thompson, chief growth officer at Rocktop Technologies, shared how lenders are reframing cost-cutting efforts and easing fears about AI.
Categories Artificial Intelligence, HWmember, Mortgage, Mortgage and Housing Layoffs, quality control, Technology, Underwriting

Future unveils Alpha, an in-house AI mortgage system

August 14, 2025 by bp56691
Future Mortgage is currently beta testing Alpha in-house and plans to roll it out to all brokers in the first quarter of 2026.
Categories Artificial Intelligence, HWmember, Lenders, LendingLife, Loan Officer, Mortgage, Mortgage Broker, Origination, Technology, Underwriting

HousingWire AI Summit to address tech’s promise and pitfalls

August 8, 2025 by bp56691
HousingWire’s AI Summit takes place in Dallas on Aug. 12 and welcomes numerous industry leaders to share expert insights.
Categories AI Summit, Artificial Intelligence, Dallas, HousingWire, HWmember, Keller Williams, Mortgage, Real Estate, Technology, Underwriting

Senate Democrats press FHFA on crypto use in mortgages

July 25, 2025 by bp56691
Five Senate Democrats are raising concerns about the potential risks of using unconverted cryptocurrency assets in mortgage underwriting, urging the Federal Housing Finance Agency (FHFA) to tread carefully.
Categories Bill Pulte, Cryptocurrency, FHFA, HWmember, LendingLife, Mortgage, Origination, Senate, Technology, Underwriting

Longbridge COO Bill Packer on how technology is influencing workflows

July 15, 2025 by bp56691
Bill Packer, COO at Longbridge Financial, talks about the ways his company is using AI to serve reverse mortgage borrowers.
Categories Artificial Intelligence, HWmember, Longbridge Financial, Reverse, Technology, Underwriting

FHA seeks input on buy now, pay later lending

July 7, 2025 by bp56691
The Federal Housing Administration (FHA) has opened a request for information on buy now, pay later (BNPL) lending as it seeks to understand its implications for housing affordability and stability.
Categories Debt, FHA, FHA loan, Government Lending, HUD, HWmember, LendingLife, Mortgage, Regulatory, Underwriting

FHA rescinds 12 policies as Trump administration pushes to cut red tape

June 27, 2025 by bp56691
Scott Turner, the secretary of the U.S. Department of Housing and Urban Development (HUD), which oversees the FHA, said in a statement that the rescissions are “bold, necessary and long overdue.”
Categories Appraisals, FHA, FHA loan, Flood, Government Lending, HUD, HWmember, Mortgage, Regulatory, Regulatory Compliance, Scott Turner, Underwriting

Logan Finance launches new product suite for non-QM borrowers

June 12, 2025 by bp56691
The launch comes at a time when traditional underwriting is struggling to meet a rapidly evolving borrower landscape, the company said.
Categories HWmember, International buyers, Lenders, Mortgage, Non-QM, Origination, Real Estate Investing, Underwriting

Prudent AI debuts non-QM underwriting tool

June 4, 2025 by bp56691
The tool applies investor-specific guidelines during initial evaluations, offering lenders and brokers an earlier look at a loan’s viability.
Categories Angel Oak, Artificial Intelligence, HWmember, Investor, Mortgage, Non-QM, Technology, Underwriting
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