Mortgage credit report costs could jump 50% in 2026
Credit report prices for mortgage lenders will increase by up to 50% in 2026, despite regulatory efforts to boost competition.
TransUnion
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TransUnion pushes back on single-pull mortgage credit proposal
The credit bureau argues that replacing tri-merge reports with a single pull could exclude creditworthy borrowers and increase systemic risk.
TransUnion cuts VantageScore 4.0 pricing for mortgage lenders
Credit bureau TransUnion has followed its peers in slashing prices for mortgage lenders purchasing VantageScore 4.0, responding to Fair Isaac Corp. (FICO)’s newly implemented pricing model.
TransUnion: Mortgage, home equity lending grow despite high rates
Rate-and-term refinances climbed 44% and cash-out refis increased 15%. Home equity originations had their strongest annual growth since 2022.
‘Feelings-based recession’: More Americans fearful of finances despite economic data
The TransUnion survey found that 32% of consumers report being pessimistic about their household finances over the next 12 months.