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Reverse Mortgage Daily

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Skyrocketing health care costs threaten early retirement

January 12, 2026 by bp56691
Enhanced Affordable Care Act subsidies expired at the end of 2025 — leaving 24 million people facing a sharp rise in health insurance costs.
Categories Affordability, Healthcare, HWmember, Retirement, Reverse, Reverse Mortgage Daily

Elon Musk says retirement savings could become ‘irrelevant’

January 9, 2026 by bp56691
Musk’s perspective stands in contrast to ongoing economic realities for many Americans, especially older adults preparing for retirement.
Categories Affordability, Elon Musk, HWmember, Retirement, Reverse, Reverse Mortgage Daily, Social Security

Unexpected retirement expenses can strain senior homeowners

January 8, 2026 by bp56691
Unexpected retirement expenses can strain senior homeowners
Researchers found that unexpected costs are the norm, not the exception. In any given year, 83% of retired households experience at least one unexpected expense.
Categories Affordability, baby boomer, Homeownership, HWmember, Retirement, Reverse, Reverse Mortgage Daily

Social Security proposals raise stakes for senior homeowners

January 7, 2026 by bp56691
A wave of recent proposals argue that an ultimate solution lies in fundamentally changing how Social Security works.
Categories Affordability, Congress, Homeownership, HWmember, Politics, Reverse, Reverse Mortgage Daily, Social Security

Tennessee official floats full property tax reimbursement for seniors

January 6, 2026 by bp56691
Rob Mitchell, the property assessor for Rutherford County, said the Tennessee Golden Homeowners Tax Relief Program would cover the full amount of property taxes assessed on the primary residences of qualifying residents ages 65 and older.
Categories Foreclosure, HWmember, Legislation, Property Tax, Reverse, Reverse Mortgage Daily, Tennessee

Aging America reshapes retirement, exposes divides

January 5, 2026 by bp56691
The experience of aging remains sharply unequal, shaped by gaps in savings, access to workplace plans and the rising cost of health care.
Categories Aging in Place, baby boomer, HWmember, Retirement, Reverse, Reverse Mortgage Daily

NRMLA backs New Jersey bill clarifying reverse mortgage rules

January 2, 2026 by bp56691
NRMLA said the current statute does not align with how reverse mortgages are structured or used by older homeowners.
Categories Compliance, HWmember, Mortgage, New Jersey, NRMLA, Reverse, Reverse Mortgage Daily

Judge blocks key Hometap defenses in Massachusetts HEI lawsuit

December 30, 2025 by bp56691
The state alleges that Hometap’s flagship home equity investment (HEI) product is an “illegal, deceptive, oppressive and unconscionable mortgage that violates the criminal usury statute.”
Categories Home Equity, Hometap, HWmember, Lawsuit, Legal, Massachusetts, Reverse, Reverse Mortgage Daily

NRMLA speaks out on the future of federal reverse mortgage programs

December 8, 2025 by bp56691
NRMLA speaks out on the future of federal reverse mortgage programs
After federal housing leaders issued a request for information in October about the future of two key reverse mortgage programs, the National Reverse Mortgage Lenders Association (NRMLA) weighed in last week with a detailed list of suggestions.
Categories FHA, Ginnie Mae, HECM, HMBS, HUD, HWmember, NRMLA, Regulatory, Reverse, Reverse Mortgage Daily

HECM endorsements spike in November amid shutdown backlog

December 2, 2025 by bp56691
Home Equity Conversion Mortgage (HECM) endorsements saw an artificial increase in November due to the government shutdown, an effect that may continue into December.
Categories HECM, HMBS, HWmember, LendingLife, New View Advisors, Reverse, Reverse Market Insight, Reverse Mortgage Daily
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