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Reverse Mortgage Daily

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‘Six-figure limit’ aims to halt Social Security trust fund insolvency

March 26, 2026 by bp56691
‘Six-figure limit’ aims to halt Social Security trust fund insolvency
A proposed “six-figure limit” would cap benefits at $100,000 per year for couples retiring at the normal retirement age.
Categories Affordability, Aging in Place, baby boomer, gen x, HWmember, Mortgage, Retirement, Reverse, Reverse Mortgage Daily, Social Security

How policy uncertainty is reshaping senior retirement plans

March 19, 2026 by bp56691
How policy uncertainty is reshaping senior retirement plans
More than half of respondents said a 20-percent cut to Social Security benefits would require “significant sacrifices or a tighter budget.”
Categories baby boomer, Center for Retirement Research, gen x, HWmember, Mortgage, Retirement, Reverse, Reverse Mortgage Daily, Social Security

Atlantic Avenue Mortgage leads HECM broker endorsement activity in January

March 18, 2026 by bp56691
Atlantic Avenue Mortgage posted 935 HECM endorsements over the past 12 months, including 113 in January 2026.
Categories HECM, HWmember, Mortgage Broker, Reverse, Reverse Market Insight, Reverse Mortgage Daily

Finance of America expands HomeSafe Second reverse mortgage to three more states

March 17, 2026 by bp56691
Finance of America has expanded access to its HomeSafe Second product into Indiana, Ohio and Michigan, giving senior homeowners more options for tapping record levels of home equity without giving up their low post-pandemic mortgage rates.
Categories Finance of America, HELOC, Home Equity, HWmember, Mortgage, Retirement, Reverse, Reverse Mortgage Daily

New Jersey proposal could reduce senior property tax relief

March 12, 2026 by bp56691
If adopted, the proposal would lower the income cap for property tax relief eligibility to $250,000, down from the current $500,000 limit.
Categories Affordability, Aging in Place, gen x, Mortgage, New Jersey, Property Tax, Reverse, Reverse Mortgage Daily

Seniors want to age in place, but family caregivers face strains on multiple fronts

March 9, 2026 by bp56691
A Pew Research Center survey of 8,750 U.S. adults found that one in 10 reports serving as a caregiver for a parent age 65 or older.
Categories Aging in Place, baby boomer, Healthcare, HWmember, Retirement, Reverse, Reverse Mortgage Daily

New Jersey reverse mortgage counseling bill would have ‘chilling effect’ on senior home equity use, NRMLA says

February 27, 2026 by bp56691
NRMLA this week sent a letter to a New Jersey lawmaker, stating its opposition to a legislative proposal tied to reverse mortgage counseling requirements in the Garden State.
Categories Counseling, HECM, HWmember, Legislation, New Jersey, NRMLA, Reverse, Reverse Mortgage Daily

Older women worry about retirement security, making them prime reverse mortgage candidates

February 19, 2026 by bp56691
Women who are 50 and older are feeling the pinch of rising costs and economic uncertainty, even as they enjoy time with their family and hobbies, according to a new AARP survey.
Categories AARP, Affordability, HECM, HWmember, Retirement, Reverse, Reverse Mortgage Daily

Home equity props up retirees as savings fall short

February 16, 2026 by bp56691
Home equity props up retirees as savings fall short
Retirement savings represent about one-quarter of financial assets for the typical working adult, while home equity accounts for one-third.
Categories baby boomer, gen x, Home Equity, HWmember, Retirement, Reverse, Reverse Mortgage Daily, Social Security

Here are the nation’s top reverse mortgage brokers for 2025

February 12, 2026 by bp56691
Atlantic Avenue Mortgage led HECM broker endorsements in 2025 even as proprietary reverse mortgages now make up 45% of new volume.
Categories HECM, HWmember, Mortgage, Reverse, Reverse Market Insight, Reverse Mortgage Daily
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