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Retirement

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Retirement savers hold steady in 2025 as automatic enrollment drives positive trends

March 10, 2026 by bp56691
The average participant account balance increased 13% year over year in 2025, reaching an all-time high of $167,970.
Categories HWmember, Retirement, Reverse, Vanguard

Seniors want to age in place, but family caregivers face strains on multiple fronts

March 9, 2026 by bp56691
A Pew Research Center survey of 8,750 U.S. adults found that one in 10 reports serving as a caregiver for a parent age 65 or older.
Categories Aging in Place, baby boomer, Healthcare, HWmember, Retirement, Reverse, Reverse Mortgage Daily

Study finds 65-year-olds need $135K for long-term care

March 5, 2026 by bp56691
Study finds 65-year-olds need 5K for long-term care
The type of care — home health, assisted living or nursing home — and where a person lives can drastically affect costs.
Categories Aging in Place, Healthcare, HWmember, Long-term care, Retirement, Reverse

Trump 401(k) plan, if expanded, could advance universal retirement

March 4, 2026 by bp56691
A recent op-ed concluded that Trump’s proposal, if expanded, could help move the nation toward a “more inclusive” form of capitalism.
Categories Donald Trump, HWmember, Politics, Retirement, Reverse, Trump Administration

Older women worry about retirement security, making them prime reverse mortgage candidates

February 19, 2026 by bp56691
Women who are 50 and older are feeling the pinch of rising costs and economic uncertainty, even as they enjoy time with their family and hobbies, according to a new AARP survey.
Categories AARP, Affordability, HECM, HWmember, Retirement, Reverse, Reverse Mortgage Daily

Property tax burdens vary widely as states debate senior relief

February 17, 2026 by bp56691
As states debate relief, the underlying data shows a common trend: residential property owners shouldering a growing share of the tax burden.
Categories Affordability, baby boomer, Florida, gen x, Housing Market, HWmember, Ohio, Property Tax, Retirement, Reverse, Tennessee, Texas

Home equity props up retirees as savings fall short

February 16, 2026 by bp56691
Home equity props up retirees as savings fall short
Retirement savings represent about one-quarter of financial assets for the typical working adult, while home equity accounts for one-third.
Categories baby boomer, gen x, Home Equity, HWmember, Retirement, Reverse, Reverse Mortgage Daily, Social Security

Social Security planning could open the door for reverse mortgage conversations

February 12, 2026 by bp56691
Reverse mortgage professionals are advised to start with Social Security education to build trust and identify client needs.
Categories HWmember, National Reverse Mortgage Lenders Association, Retirement, Reverse, Social Security

Reverse mortgage line of credit remains underused — but advisers may be receptive

February 5, 2026 by bp56691
Reverse mortgage lines of credit remain underused in retirement planning as advisers cite risk and perception challenges.
Categories baby boomer, Financial Adviser, HWmember, LendingLife, Mutual of Omaha Mortgage, Retirement, Reverse, Reverse Mortgage Daily

Georgia legislation would curb HOA foreclosures as senior fights loss of his house

February 4, 2026 by bp56691
The proposals come amid mounting complaints that say fines and legal fees imposed by HOAs have spiraled into liens and foreclosure threats.
Categories Foreclosure, Georgia, HOA, Homeownership, HWmember, Retirement, Reverse, Reverse Mortgage Daily
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