Tapping a 401(k) for homeownership is risky business, experts say
Only about 40% of Americans are on track to meet retirement needs, and the average saver faces a $5,000 annual shortfall in retirement.
Retirement
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New deduction may lower seniors’ Social Security tax burden
For some retirees, the change could eliminate federal income taxes entirely, although many were already exempt from Social Security taxes.
Philadelphia proposes new retirement savings program
City officials said the initiative aims to expand access to retirement savings while placing minimal administrative burden on employers.
Senior home sellers take a hit on profits
Researchers found that sellers in their 70s and beyond consistently earn lower sales proceeds than younger homeowners.
Home care crisis drives innovation for aging in place
Despite increasing demand, the sector struggles with low wages, high turnover and limited benefits, leaving families and patients scrambling.
Cost of retirement comfort soars, leaving most far short
Survey insights point to a widening gap between what retirees believe is required to retire comfortably and what most actually have.
Skyrocketing health care costs threaten early retirement
Enhanced Affordable Care Act subsidies expired at the end of 2025 — leaving 24 million people facing a sharp rise in health insurance costs.
Elon Musk says retirement savings could become ‘irrelevant’
Musk’s perspective stands in contrast to ongoing economic realities for many Americans, especially older adults preparing for retirement.
Unexpected retirement expenses can strain senior homeowners
Researchers found that unexpected costs are the norm, not the exception. In any given year, 83% of retired households experience at least one unexpected expense.
Aging America reshapes retirement, exposes divides
The experience of aging remains sharply unequal, shaped by gaps in savings, access to workplace plans and the rising cost of health care.