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Retirement

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As retirement costs surge, more homeowners turn to their equity

May 21, 2026 by bp56691
65-and-older households now spend about $122,000 annually, compared with roughly $60,000 in 2000, according to survey data.
Categories Affordability, gen x, Home Equity, HWmember, Inflation, Mortgage, Retirement, Reverse, Reverse Mortgage Daily

Study: Bipartisan Social Security plan to borrow and invest unlikely to pay off

May 19, 2026 by bp56691
The assessment was critical of a plan championed by Sens. Bill Cassidy, a Louisiana Republican, and Tim Kaine, a Virginia Democrat.
Categories Affordability, HWmember, Mortgage, Retirement, Reverse, Reverse Mortgage Daily, Social Security, Social Security Administration

Social Security COLA forecast for 2027 jumps to 3.9% in response to rising inflation

May 18, 2026 by bp56691
The average monthly benefit for retired workers is projected to rise from $2,081.16 to $2,162.33, based on April 2026 figures.
Categories Affordability, Aging in Place, HWmember, Kiplinger, Mortgage, Retirement, Reverse, Social Security, Social Security Administration

Retirees counting on home equity may face financial shortfalls

May 12, 2026 by bp56691
Financial advisers and housing experts warn that many older homeowners may be counting too heavily on their homes as retirement safety nets.
Categories Aging in Place, baby boomer, gen x, Home Equity, HWmember, Mortgage, New York Times, Retirement, Reverse, Reverse Mortgage Daily

Reverse Mastermind Summit kicks off with practical advice, choice words

May 5, 2026 by bp56691
Reverse mortgage professionals converged in Knoxville, Tennessee, this week for the inaugural Reverse Mastermind Summit — a three-day event designed to bolster the sales skills of industry newcomers by immersing them in knowledge from industry veterans.
Categories HECM, HighTechLending, Home Equity, HWmember, Marketing, Mortgage, NEXA Lending, Retirement, Reverse, Reverse Mortgage Daily

Bill targets Social Security earnings limits as retirement trends shift

April 28, 2026 by bp56691
The Senior Citizens’ Freedom to Work Act would repeal the retirement earnings test.
Categories Affordability, Aging in Place, baby boomer, HWmember, Legislation, Mortgage, Retirement, Reverse, Social Security

Smart home technology continues to emerge as key tool for aging in place

April 27, 2026 by bp56691
Experts say that financing these upgrades remains a central challenge — one that could increasingly be addressed through housing wealth.
Categories Aging in Place, Artificial Intelligence, baby boomer, gen x, Home Equity, HWmember, Mortgage, Retirement, Reverse

Retirement confidence declines as worries grow over Social Security, rising expenses

April 23, 2026 by bp56691
Worker confidence fell 6 percentage points from 2025 to 61%, while retiree confidence fell 5 percentage points to 73%.
Categories Affordability, baby boomer, gen x, HWmember, Mortgage, Retirement, Reverse, Social Security

Lawmakers target retirement gaps facing family caregivers

April 22, 2026 by bp56691
Recent data shows that roughly 1 in 10 U.S. adults cares for a parent age 65 or older, with additional shares caring for spouses or partners.
Categories Aging in Place, baby boomer, gen x, House of Representatives, HWmember, Mortgage, Retirement, Reverse, Senate

Is California looking to tax retirement accounts? Experts push back on claims

April 20, 2026 by bp56691
At issue is a measure called the Retirement and Personal Savings Protection Act, one of several initiatives tied to the billionaire’s tax debate.
Categories baby boomer, California, gen x, HWmember, Mortgage, Retirement, Reverse, Tax
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