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Why has housing inventory growth slowed?

October 5, 2025 by bp56691
Why has housing inventory growth slowed?
Housing inventory growth has slowed in 2025 due to early peak listings, changing mortgage rates, and seller withdrawals.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

Mortgage spreads are the hero of the 2025 housing market

September 27, 2025 by bp56691
Mortgage spreads are the hero of the 2025 housing market
Mortgage spreads are the hero of housing in 2025, quietly helping housing demand pick up even when nobody else notices.
Categories Federal Reserve, Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

Have lower mortgage rates already changed the housing market?

September 20, 2025 by bp56691
Have lower mortgage rates already changed the housing market?
This weekend’s tracker focuses on how lower mortgage rates have changed the supply and demand data lines since mid-June.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

Mortgage rates go wild following Fed rate cut and Powell remarks

September 18, 2025 by bp56691
Mortgage rates go wild following Fed rate cut and Powell remarks
Mortgage rates rose 15 basis points today following Fed Chair Jerome Powell’s comments at the Fed press event Wednesday.
Categories Federal Reserve, Housing Market, HWmember, Jobs Report, Mortgage Rates, Purchase Applications

Can mortgage rates get below 6% with this Federal Reserve?

September 7, 2025 by bp56691
Can mortgage rates get below 6% with this Federal Reserve?
Mortgage rates dropped to 6.29% last week after the jobs report, but economic factors can only do so much without help from the Fed.
Categories Federal Reserve, Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications

Lower mortgage rates pushed inventory lower in August

August 30, 2025 by bp56691
Lower mortgage rates pushed inventory lower in August
Year-over-year inventory growth has dropped from recent highs of 33% to 22%, despite mortgage rates not yet approaching 6%.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

Did lower mortgage rates already lower housing inventory?

August 9, 2025 by bp56691
Did lower mortgage rates already lower housing inventory?
Last week we saw an actual decline in inventory week to week, which is rare for this time of year compared to recent years. 
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications

Abandoned mortgage apps are on the upswing. Homebuyer confusion could be the culprit

August 4, 2025 by bp56691
Cotality’s survey of 1,000 recent and prospective U.S. homebuyers found that they ultimately care most about timing and confidence.
Categories baby boomer, Cotality, Gen Z, Homebuyers, HWmember, Legislation, Mortgage, Mortgage Applications, Origination, Purchase Applications

How much lower can mortgage rates go after Friday’s jobs report?

August 3, 2025 by bp56691
How much lower can mortgage rates go after Friday’s jobs report?
Mortgage rates fell 0.18% last week, breaking below the key threshold of 6.64%. How much lower can they go?
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Origination, Purchase Applications

Housing inventory growth is starting to stall

July 26, 2025 by bp56691
Housing inventory growth is starting to stall
Housing inventory rose to 860,426 last week, but that growth is starting to stall out as we head into August.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications
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