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NRMLA says it will keep pushing for HECM insurance changes after remarks by Ginnie Mae president

September 29, 2026 by bp56691

NRMLA President Steve Irwin said the trade group will continue to lobby HUD, FHA on lowering the upfront mortgage insurance premium for federally insured reverse mortgages

Categories FHA, HECM, HUD, HWmember, Mortgage, Mortgage Insurance, NRMLA, Reverse

Is technology changing the economics?

September 28, 2026 by bp56691

AI is reshaping mortgage economics, but lowering the cost to originate requires disciplined processes, measurable ROI and accountability across the organization.

Categories Contributors, HWmember, Mortgage, Opinion

UWM’s Mat Ishbia backs VantageScore 4.0, says Underwriting+ results are ‘off the charts’

September 28, 2026 by bp56691

At last week’s AIME Fuse event, Ishbia also shared his thoughts on UWM’s new Underwriter+ program

Categories AIME, HWmember, LendingLife, Mat Ishbia, Mortgage, Underwriting, United Wholesale Mortgage, VantageScore

Proposal seeks to standardize MSR accounting for recapture values

September 25, 2026 by bp56691

Analysts say the change should boost transparency but is unlikely to move MSR carrying values

Categories accounting, Financial Accounting Standards Board, HWmember, Mortgage, Mortgage Servicing, MSRs, Servicing

Gateless Smart Underwrite earns AZP Platinum AI certification

September 25, 2026 by bp56691

AZP cited 230,000 loans with no reported claims and a framework focused on governance and auditability

Categories Artificial Intelligence, Gateless, HWmember, Mortgage, Technology

Experian integrates Verify with Workday for income verification

September 25, 2026 by bp56691

Experian says its Verify network has a path to cover more than 80 million payroll records across the U.S.

Categories Experian, HWmember, Income verification, Mortgage

Why credit unions are missing the boat on reverse mortgage demand

September 24, 2026 by bp56691

Credit unions originated very few of the 36,000 reverse mortgages in the past 12 months, executives told ACUMA attendees

Categories Credit Union, HECM, HWmember, Mortgage, Reverse, Reverse Mortgage Daily

Concerns over outliving assets grow among non-retirees

September 24, 2026 by bp56691

Most non-retired Americans find the idea of no more regular paychecks concerning

Categories Aging in Place, HWmember, Mortgage, Retirement, Reverse, Social Security

Unison faces another class-action lawsuit, this time in North Carolina

September 23, 2026 by bp56691

The case is the latest example of home equity investment providers attracting regulatory and legal scrutiny across the country

Categories Home Equity Investments, HWmember, Lawsuit, Mortgage, North Carolina, Reverse, Unison

Hot economic data sends mortgage rates to yearly highs

September 23, 2026 by bp56691

The 10-year yield climbed to a level not seen since 2006 after hot PMI data and more hawkish Fed messaging

Categories Federal Reserve, HWmember, Mortgage, Mortgage Rates
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