MISMO updates mortgage insurance data guide for VantageScore 4.0 and FICO 10T
MISMO updated its mortgage insurance data standards to support VantageScore 4.0 and FICO 10T, helping firms prepare for new credit models.
Mortgage
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Don’t give away your future: Why servicing is becoming a strategic asset
A servicing portfolio gives you access, but it doesn’t automatically create loyalty. This is where customer experience becomes critical.
JPMorgan Chase names co-presidents as Dimon succession plan takes shape
JPMorgan Chase has named Doug Petno and Troy Rohrbaugh as co-presidents effective immediately — the clearest step yet in the board’s planning for an eventual successor to CEO Jamie Dimon.
FHFA pushes GSEs to embrace chattel loans in Duty to Serve proposal
The FHFA has proposed replacing its existing Duty to Serve regulation with an outcome-based framework that would change how Fannie Mae and Freddie Mac support manufactured housing, affordable housing preservation and rural housing.
UWM, Two Harbors CEOs clash in emails ahead of CCM deal vote
Executives at United Wholesale Mortgage and Two Harbors Investment Corp. raised the heat in an email exchange during their latest round of deal negotiations.
ICE executives detail AI cybersecurity efforts through Project Glasswing
ICE is using Claude Mythos via Project Glasswing to find vulnerabilities faster, with a focus on accuracy, speed and fixes.
Aging in place is reshaping housing demand — and most homes aren’t ready
An expert expains why aging in place is shifting from preference to financial necessity — and what housing professionals need to know.
Retirement plan participation reaches record high, but financial pressures persist
Nearly two-thirds of retirement plans now automatically enroll new participants at contribution rates of at least 4%.
3 quick takes on Kevin Warsh’s first Fed meeting
Kevin Warsh called policy uneven for housing, ended dot plot guidance and launched a Fed task force as the 10-year yield sits near 4.50%.
FHFA pushes for direct power to sue for mortgage fraud
The Federal Housing Finance Agency (FHFA) and Director Bill Pulte are asking Congress for the power to bring civil lawsuits against individuals suspected of mortgage fraud.