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LendingLife

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Mortgage rates cool in 2025, but 2026 relief likely limited

December 23, 2025 by bp56691
Mortgage rates started the year slightly above 7% but are heading into the holiday season near 6.2%. 2026 forecasts show little change ahead.
Categories Federal Reserve, HWmember, LendingLife, Mortgage, Mortgage Rates, Mortgage Rates Center

How The Loan Store doubled volume in a crowded wholesale market

December 23, 2025 by bp56691
In the first nine months of 2025, the company doubled its origination volume to $8.2 billion, ranking as the fourth-largest U.S. wholesale lender.
Categories Arizona, HWmember, LendingLife, Mortgage, Mortgage Broker, Non-QM, Origination, Underwriting, Wholesale Lending

ICE taps Bob Hart to lead mortgage technology division

December 16, 2025 by bp56691
Hart will succeed Tim Bowler, who will transition to ICE’s fixed income and data services division, where he will focus on index development and financial institution infrastructure.
Categories Black Knight, Ellie Mae, HWmember, ICE Mortgage Technology, Intercontinental Exchange, LendingLife, Mortgage, People Movers, Team Leaders, Technology

Don Goettling goes all in with Momentum Builder

December 12, 2025 by bp56691
Don Goettling, a 39-year mortgage veteran, shifts his focus at Momentum Builder as he aims to provide vital resources and community support.
Categories HWmember, LendingLife, Loan Officer, Marketing, Mortgage, Partnerships, Sales Techniques, Technology

Pathway Lending launches $30M housing fund

December 11, 2025 by bp56691
Pathway Lending launches a $30M fund to acquire and preserve affordable housing in Tennessee, addressing the state’s growing housing crisis.
Categories Affordable Housing, Housing Market, HWmember, LendingLife, Nashville, Rental Properties, Tennessee

Fed delivers third straight rate cut, but housing market will see limited relief

December 10, 2025 by bp56691
The Federal Reserve delivered another 25-basis-point cut to its benchmark interest rate on Wednesday, setting the target range at 3.5% to 3.75%.
Categories Federal Open Market Committee, Federal Reserve, HWmember, Jerome Powell, LendingLife, Monetary Policy, Mortgage, Mortgage Rates, Regulatory

HECM endorsements spike in November amid shutdown backlog

December 2, 2025 by bp56691
Home Equity Conversion Mortgage (HECM) endorsements saw an artificial increase in November due to the government shutdown, an effect that may continue into December.
Categories HECM, HMBS, HWmember, LendingLife, New View Advisors, Reverse, Reverse Market Insight, Reverse Mortgage Daily

MBA lays out proposed changes for federal reverse mortgage programs

December 1, 2025 by bp56691
MBA proposes seven reforms for the HECM and HMBS programs, including new securitization options and changes to mortgage insurance premiums.
Categories FHA, Ginnie Mae, HECM, HMBS, HUD, HWmember, LendingLife, Mortgage Bankers Association, Reverse, Reverse Mortgage Daily

Mortgage credit report costs could jump 50% in 2026

November 21, 2025 by bp56691
Credit report prices for mortgage lenders will increase by up to 50% in 2026, despite regulatory efforts to boost competition.
Categories Credit Score, Equifax, Experian, FICO, HWmember, LendingLife, Mortgage, Origination, TransUnion, VantageScore, Xactus

Bill Ackman’s GSE proposal faces hurdles on capital, Treasury forgiveness

November 19, 2025 by bp56691
Uncertainties around capital requirements would limit share value, according to Keefe, Bruyette and Woods (KBW) analysts. 
Categories Fannie Mae, Freddie Mac, GSE Reform, HWmember, IPO, Keefe, Bruyette & Woods, LendingLife, Mortgage, Politics
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