LendingLife – Page 2 – Cantilever Real Estate

Equifax slashes VantageScore 4.0 pricing as FICO launches new reseller model

October 7, 2025 by bp56691

Equifax announced changes to its pricing strategy following Fair Isaac Corp.’s rollout of a new program that allows tri-merge resellers to calculate and distribute its scores directly to mortgage lenders.

Exclusive: CrossCountry Mortgage CEO unveils organic growth strategy

October 6, 2025 by bp56691

Rather than pursuing mergers and acquisitions to strengthen its origination and servicing platforms, the company has focused on organic growth by acquiring mortgage servicing rights (MSRs) and building an asset management arm

CFO Kevin Ryan to retire from Better, will join PennyMac as chief strategy officer

October 3, 2025 by bp56691

Better’s chief financial officer, Kevin Ryan, is retiring from the company and will be joining PennyMac as chief strategy officer.

FICO’s new program draws mixed reviews from mortgage market

October 2, 2025 by bp56691

Fair Isaac Corp.’s (FICO) decision to let resellers calculate and distribute its scores directly to lenders drew a mixed response from the mortgage industry.

FICO bypasses credit bureaus with new program for mortgage lenders

October 1, 2025 by bp56691

Fair Isaac Corp. (FICO) has launched a program allowing tri-merge resellers to calculate and distribute its scores directly to mortgage companies.

Fannie and Freddie waive some loan requirements amid shutdown

October 1, 2025 by bp56691

Government agencies and enterprises issued guidance on Wednesday for mortgage operations and servicing during the current government shutdown.

CFPB ends multiple lender consent orders, opens few new cases

September 30, 2025 by bp56691

Under the Trump administration, the Consumer Financial Protection Bureau (CFPB) has been winding down enforcement actions against lenders and servicers while opening only two new cases.

Who keeps the borrower? A deep dive into servicer retention

September 29, 2025 by bp56691

Data from ICE Mortgage Technology shared with HousingWire offers a deep dive into servicers’ performance at keeping a borrower in their books after a refinance transaction.

loanDepot challenges class-action suit tied to LO comp rules, steering

September 24, 2025 by bp56691

loanDepot has filed a motion to dismiss a class-action lawsuit in Maryland alleging violations of loan officer (LO) compensation rules and borrower steering, arguing the plaintiffs failed to show they suffered a “concrete injury.”

CrossCountry Mortgage raises conforming loan limit to $819,000

September 24, 2025 by bp56691

CrossCountry Mortgage raises its conforming loan limit to $819,000, ahead of FHFA’s 2026 limits, to empower prospective homebuyers.