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Homeowners insurance

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Mortgage escrow misconceptions persist as payment amounts rise

February 13, 2026 by bp56691
Most homeowners are surprised by escrow payment increases, with 62% citing higher property taxes as the cause.
Categories Homeowners insurance, HWmember, Lereta, Mortgage, Mortgage Servicing, Property Tax, Servicing

Rising insurance costs shape homeowner decisions in 2026

January 6, 2026 by bp56691
Rising insurance costs shape homeowner decisions in 2026
The average U.S. home insurance premium increased 24% between 2021 and 2024, according to the Consumer Federation of America.
Categories Affordability, California, Climate Change, Florida, Homeowners insurance, HWmember, insurance, Louisiana, Real Estate, Regulatory, Texas

Florida property insurance market is rebounding from 2022 low point

December 15, 2025 by bp56691
The market has rebounded from 2022, when litigation costs, rising losses and multiple insurer failures pushed the system close to collapse.
Categories Flood insurance, Florida, Homebuyers, Homeowners insurance, Hurricane, HWmember, Natural Disaster, Real Estate

Community association leaders advocate on Capitol Hill

November 10, 2025 by bp56691
Meetings with legislators addressed affordable insurance, disaster recovery, affordable housing, community self-governance and more.
Categories Affordability, Congress, Disaster Relief, Flood insurance, HOA, Homeowners insurance, HWmember, Natural Disaster, Politics, Real Estate, U.S. House of Representatives, U.S. Senate, Washington, D.C.

Financially stressed homeowners are delaying essential repairs

October 28, 2025 by bp56691
Financially stressed homeowners are delaying essential repairs
A study found that 71% of homeowners have postponed at least one home project in 2025, and 60% are actively delaying essential maintenance.
Categories Affordability, Home Improvement, Homeowners insurance, Homeownership, Housing Market, HWmember

$12.7 trillion in US homes face severe climate risks

September 3, 2025 by bp56691
.7 trillion in US homes face severe climate risks
Data shows threats from flooding, hurricane winds and wildfires increasingly reshaping housing markets and insurance availability.
Categories Affordability, FEMA, Flood insurance, Homeowners insurance, Hurricane, HWmember, National Flood Insurance Program, Real Estate, Realtor.com, Wildfire

Tech startup offering AI-driven property level risk modeling

August 20, 2025 by bp56691
Instead of relying on zip code-based risk maps and subjective human judgment, FutureProof’s algorithm analyzes property-specific details.
Categories Affordability, Alabama, California, Climate Change, FEMA, Flood insurance, Florida, Homeowners insurance, Hurricane, HWmember, insurance, Mississippi, National Flood Insurance Program, Natural Disaster, Real Estate, Tornado, Wildfire

Baird & Warner, Goosehead Insurance enter franchise partnership

July 24, 2025 by bp56691
The venture offers homebuyers a broad selection of insurance carriers and guidance from licensed agents as part of their home purchase.
Categories Brokerage, Homebuyers, Homeowners insurance, HWmember, Partnerships, Real Estate

‘Insufficient funds’ delay State Farm wildfire check for nearly $900K

July 11, 2025 by bp56691
The California Department of Insurance has opened an investigation into the case amid broader concerns about the insurer’s claims handling.
Categories California, Chase, Homeowners insurance, Housing Market, HWmember, insurance, Los Angeles, Natural Disaster, Wildfire

Agents say Cape Coral’s housing market is correcting, not crashing

July 8, 2025 by bp56691
Agents who spoke with HousingWire think that the southwest Florida city is experiencing a natural market correction — not a collapse.
Categories Agent, Florida, Home Prices, Homeowners insurance, Housing Inventory, Housing Market Data, HWmember, Real Estate, Real Estate Agents
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