As retirement costs surge, more homeowners turn to their equity
65-and-older households now spend about $122,000 annually, compared with roughly $60,000 in 2000, according to survey data.
Home Equity
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Retirees counting on home equity may face financial shortfalls
Financial advisers and housing experts warn that many older homeowners may be counting too heavily on their homes as retirement safety nets.
Reverse Mastermind Summit kicks off with practical advice, choice words
Reverse mortgage professionals converged in Knoxville, Tennessee, this week for the inaugural Reverse Mastermind Summit — a three-day event designed to bolster the sales skills of industry newcomers by immersing them in knowledge from industry veterans.
Smart home technology continues to emerge as key tool for aging in place
Experts say that financing these upgrades remains a central challenge — one that could increasingly be addressed through housing wealth.
Home equity emerges as a generational growth strategy for originators
Deephaven’s Tom Davis explains why home equity lending is a generational opportunity and how originators can drive borrower retention and growth.
Unison faces more legal trouble over allegedly deceptive home equity agreements
Plaintiffs say the company markets the product as involving no debt, but the terms of the HEI can force a large balloon-style payoff.
loanDepot, Figure team up on streamlined home loan and equity products
loanDepot is partnering with Figure to power its 5×5 HomeLoan, promising approvals in minutes and funding in days across all 50 states.
Older Americans maintain record share of housing wealth
Redfin’s analysis found that Americans ages 70 and older controlled 26% of real estate wealth in the third quarter of 2025.
Finance of America expands HomeSafe Second reverse mortgage to three more states
Finance of America has expanded access to its HomeSafe Second product into Indiana, Ohio and Michigan, giving senior homeowners more options for tapping record levels of home equity without giving up their low post-pandemic mortgage rates.
Home equity props up retirees as savings fall short
Retirement savings represent about one-quarter of financial assets for the typical working adult, while home equity accounts for one-third.