loanDepot, Figure team up on streamlined home loan and equity products
loanDepot is partnering with Figure to power its 5×5 HomeLoan, promising approvals in minutes and funding in days across all 50 states.
Home Equity
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Older Americans maintain record share of housing wealth
Redfin’s analysis found that Americans ages 70 and older controlled 26% of real estate wealth in the third quarter of 2025.
Finance of America expands HomeSafe Second reverse mortgage to three more states
Finance of America has expanded access to its HomeSafe Second product into Indiana, Ohio and Michigan, giving senior homeowners more options for tapping record levels of home equity without giving up their low post-pandemic mortgage rates.
Home equity props up retirees as savings fall short
Retirement savings represent about one-quarter of financial assets for the typical working adult, while home equity accounts for one-third.
Consumer group sues Unison, alleging deceptive marketing of ‘no-debt’ home equity investment
Unison, one of the nation’s leading providers of home equity investments, is facing a lawsuit from the National Association of Consumer Advocates, which alleges the company deceptively markets its product as a “no-debt” home equity alternative.
Home equity is still strong despite dipping in Q4 2025
ATTOM reports U.S. homeowner equity dipped in late 2025, but levels remain strong compared to pre-pandemic years.
Senior home equity surges to record $14.7T
An estimated 2% increase in home values added about $295.4 billion in senior housing equity during the third quarter of 2025.
Judge blocks key Hometap defenses in Massachusetts HEI lawsuit
The state alleges that Hometap’s flagship home equity investment (HEI) product is an “illegal, deceptive, oppressive and unconscionable mortgage that violates the criminal usury statute.”
Figure’s marketplace accelerates with $2.5B in Q3 volume
Figure Technology Solutions reached $2.5 billion in consumer loan marketplace volume in the third quarter of 2025, a 70% year-over-year increase.
Hometap continues to fight ‘illegal reverse mortgage’ lawsuit in Massachusetts
State Attorney General Andrea Joy Campbell sued Hometap in February 2025, labeling the company’s primary product offerings as “illegal reverse mortgages that fail to comply with state consumer protection laws.”