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Retirement

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Americans are living longer — but they aren’t prepared for retirement impacts

May 14, 2025 by bp56691
Outliving retirement savings could put financial security at risk as American life expectancy grows, the research suggests.
Categories American College of Financial Services, HWmember, Nationwide Retirement Institute, Retirement, Reverse

Property insurers must prepare for aging population: report

May 7, 2025 by bp56691
As the global population ages more rapidly, property insurers must assess their offerings to meet the moment, according to a new report.
Categories Aging in Place, baby boomer, Homeowners insurance, HWmember, Retirement, Reverse

The potential benefits of senior property tax deferral programs

May 2, 2025 by bp56691
A longtime retirement researcher weighs in on the possible benefits of property tax deferrals for older homeowners.
Categories Boston College, HWmember, Massachusetts, Property Tax, Retirement, Reverse

UWM faces class-action lawsuit over alleged misuse of 401(k) plan assets

April 30, 2025 by bp56691
Filed Monday in a Michigan district court, the lawsuit accuses UWM of violating the Employee Retirement Income Security Act (ERISA).
Categories Lawsuit, Legal, Legal & General Home Finance, LendingLife, Mortgage, Origination, Retirement, United Wholesale Mortgage

FOA debuts new marketing campaign tying home equity to life’s ‘next chapter’

April 22, 2025 by bp56691
FOA debuts new marketing campaign tying home equity to life’s ‘next chapter’
Finance of America debuted a new creative campaign soon after announcing the enlistment of a new agency to drive modern marketing efforts.
Categories Finance of America, Home Equity, HWmember, Marketing, Retirement, Reverse

Retirees moving to low-tax states may be disappointed by the savings they find

April 10, 2025 by bp56691
While a lower income tax sounds like a savings source, actually taking the plunge might reveal unanticipated costs — including other taxes.
Categories Aging in Place, baby boomer, HWmember, Property Tax, Retirement, Reverse, Tax, Wall Street Journal

Tariff policy could inspire renewed talk of reverse mortgage as ‘buffer asset’

April 7, 2025 by bp56691
Tariff policy could inspire renewed talk of reverse mortgage as ‘buffer asset’
Wade Pfau recommended reverse mortgage lines of credit as ‘buffers’ during the pandemic, which could make a comeback amid tariff policy.
Categories American College of Financial Services, HWmember, New York Times, Retirement, Reverse, Tariffs, Wall Street Journal

Satisfaction surveys may not be helpful in guiding retirement policy

March 26, 2025 by bp56691
Where is the disconnect between reported high retirement satisfaction and poor financial readiness? New research aims to find out.
Categories Boston College, Center for Retirement Research, Retirement, Reverse

Pre-retirement anxiety is rising, but current retirees are optimistic

March 13, 2025 by bp56691
Pre-retirement anxiety is rising, but current retirees are pleasantly surprised by how their retirements are going, according to survey data.
Categories baby boomer, Fidelity, gen x, Gen Z, HWmember, Millennials, Retirement, Reverse

Older Americans are increasingly reliant on credit cards to cover basic living expenses

March 12, 2025 by bp56691
Large shares of older Americans are increasingly reliant on credit cards to cover basic expenses, including for housing, according to AARP.
Categories AARP, Credit, HWmember, Personal Finance, Retirement, Reverse
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