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Mortgage Insurance

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Mortgage insurers face larger safety net rule for VantageScore 4.0

August 11, 2026 by bp56691
Mortgage insurers will be required to keep a larger safety net for mortgages originated using VantageScore 4.0 than for comparable loans using Classic FICO, according to new guidance from the government-sponsored enterprises.
Categories Credit Score, FICO, HWmember, LendingLife, Mortgage, Mortgage Insurance, Private Mortgage Insurance, Regulatory, VantageScore

MISMO updates mortgage insurance data guide for VantageScore 4.0 and FICO 10T

July 2, 2026 by bp56691
MISMO updated its mortgage insurance data standards to support VantageScore 4.0 and FICO 10T, helping firms prepare for new credit models.
Categories Credit Score, FICO, HWmember, MISMO, Mortgage, Mortgage Insurance, VantageScore

Radian announces exit of CFO Sumita Pandit, elevates finance leaders

February 13, 2026 by bp56691
U.S. mortgage insurer Radian Group Inc. said that president and chief financial officer Sumita Pandit is departing the company effective Thursday.
Categories Finance, HWmember, Mortgage, Mortgage Insurance, Radian, Servicing, Team Leaders

NAMB urges FHA to end lifetime mortgage insurance rule

January 13, 2026 by bp56691
NAMB urges FHA to end its lifetime mortgage insurance rule, citing outdated policies and improved financial conditions for the MMI Fund.
Categories FHA, FHA loan, Government Lending, HWmember, LendingLife, Mortgage, Mortgage Insurance, NAMB, Regulatory

House introduces bill to reduce mortgage insurance premiums

April 14, 2025 by bp56691
Trade groups like the Mortgage Bankers Association (MBA) may be getting at least some of the relief they’ve been advocating for when it comes to mortgage insurance premiums.
Categories House of Representatives, HWmember, Legislation, Mortgage, Mortgage Bankers Association, Mortgage Insurance

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