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House of Representatives

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House introduces bill to reduce mortgage insurance premiums

April 14, 2025 by bp56691
Trade groups like the Mortgage Bankers Association (MBA) may be getting at least some of the relief they’ve been advocating for when it comes to mortgage insurance premiums.
Categories House of Representatives, HWmember, Legislation, Mortgage, Mortgage Bankers Association, Mortgage Insurance

These are the housing bills now in front of Congress

April 10, 2025 by bp56691
Bipartisan members of Congress have taken action to bring multiple housing-related bills to their chambers this week.
Categories Affordable Housing, Congress, House of Representatives, Housing Inventory, HWmember, Legislation, Mortgage, Politics, Senate

Bipartisan duo begin public listening process for reauthorizing HOME, CDBG programs

April 8, 2025 by bp56691
Reps. Mike Flood and Emmanuel Cleaver are seeking public and stakeholder input on the possible reauthorization of two key HUD programs.
Categories House of Representatives, HUD, HWmember, Mortgage

GOP bills would eliminate funding for the CFPB

February 21, 2025 by bp56691
Two Republican lawmakers from Texas have introduced bills that would end funding for the Consumer Financial Protection Bureau (CFPB), the latest in a series of swift moves by the Trump administration that target the embattled regulator.
Categories CFPB, House of Representatives, Housing Market, HWmember, Legislation, Politics, Regulatory, Republican Party, Trump Administration

Rep. Maxine Waters pushes for serious investigation with proposed wildfire bill

January 10, 2025 by bp56691
Less than 10 days into 2025, California is experiencing a multibillion-dollar wildfire disaster that is further shaking up the state’s already vulnerable insurance coverage.
Categories California, Climate Change, Congress, House of Representatives, Housing Market, HWmember, Los Angeles, Regulatory, Wildfire

Mortgage groups gear up to get trigger leads bill passed in 2025

December 23, 2024 by bp56691
The trigger leads bill has become a 2025 priority for the mortgage industry after failing to pass the House of Representatives last week, despite Senate approval.
Categories Community Home Lenders Association, Congress, House of Representatives, LendingLife, Mortgage, Mortgage Bankers Association, Origination, Senate

Trade groups push for flood insurance extension ahead of potential government shutdown

December 20, 2024 by bp56691
With a federal government shutdown looming, housing and insurance groups are urging an extension of the National Flood Insurance Program.
Categories Congress, Flood insurance, House of Representatives, Housing Market, Mortgage Bankers Association, National Flood Insurance Program, Regulatory, Senate

The trigger lead bill looks in doubt post-election

November 14, 2024 by bp56691
The post-election landscape has complicated the mortgage industry’s efforts to pass a trigger lead bill. Backup plans are being formulated.
Categories CFPB, Congress, Election 2024, House of Representatives, Lead Generation, LendingLife, Mortgage, Origination, Regulatory, Senate

How will a GOP-controlled government impact retirement policy?

November 8, 2024 by bp56691
With changes coming to the federal government in January, there are a lot of implications for retirement policy going forward.
Categories Donald Trump, House of Representatives, Retirement, Reverse, Senate, Tax, Tax Cuts and Jobs Act
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