Ginnie Mae’s Joseph Gormley sounds the alarm on ‘risk-layered’ FHA portfolios
Ginnie Mae removed TPP loans from delinquency counts, expects cures to improve and ramps up loan-level transfers to boost liquidity.
Mortgage
Auto Added by WPeMatico
FHA turns attention to the ‘flipping rule’ and AVMs
FHA signals push to repeal its 90-day anti-flipping rule and update AVMs, while new loss-mitigation rules are tied to $2 billion in savings.
Social Security COLA forecast for 2027 jumps to 3.9% in response to rising inflation
The average monthly benefit for retired workers is projected to rise from $2,081.16 to $2,162.33, based on April 2026 figures.
How loan officers are saving deals as mortgage rates cross 6.6%
Loan officers are shifting their playbooks to keep deals alive as mortgage rates climb north of 6.6%.
Real estate agents hope Kevin Warsh can calm roller coaster housing market
For agents, the questions are straightforward. Will borrowing costs finally ease? Will potential buyers regain needed homeownership footing?
The Clarity Act is coming: How real estate tokenization unlocks $40 trillion in dead equity
Tokenized equity could fund down payments, change PMI use, and lower HELOC-like borrowing costs if the Clarity Act passes.
Why a 2008 housing crash can’t happen again
Housing credit changed after 2005 bankruptcy reform and the qualified mortgage rule, limiting leverage and curbing ARM-era risk.
Reverse mortgage vet Bruce Simmons on success in sales: ‘What is my why?’
Bruce Simmons talked about reverse mortgage sales habits, goal setting, time blocking and why 80% of sales need at least five follow-ups.
Linkhome signs deal for Mortgage One Group to expand AI-driven lending footprint
Linkhome will acquire Mortgage One Group to integrate AI into origination, adding 18-state licenses, eight branches and an $18 million warehouse line of credit.
Retirees counting on home equity may face financial shortfalls
Financial advisers and housing experts warn that many older homeowners may be counting too heavily on their homes as retirement safety nets.