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Credit Score

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VantageScore mortgage usage plunged 42% in 2024

April 28, 2025 by bp56691
VantageScore credit score usage by the mortgage industry dropped in 2024, ahead of widespread changes expected in credit reporting in the coming years.
Categories Credit Score, GSEs, HWmember, LendingLife, Mortgage, Origination, VantageScore

CreditXpert announces launch date for new credit optimization platform

December 18, 2024 by bp56691
The company is sunsetting a pair of tools as it focuses on credit optimization rather than traditional credit repairs.
Categories Credit, Credit Score, CreditXpert, Lenders, Loan Officer, Mortgage, Origination, Technology

Credit data shows: There’s no housing crash coming

November 15, 2024 by bp56691
Credit data shows: There’s no housing crash coming
The updated New York Fed credit report shows why we won’t see a housing bubble crash anytime soon, despite what your crazy uncle thinks.
Categories Credit Score, Housing Bubble, Housing Crash, Housing Market, HWmember, Mortgage, QM rule

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