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Credit Score

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TransUnion cuts VantageScore 4.0 pricing for mortgage lenders

October 17, 2025 by bp56691
Credit bureau TransUnion has followed its peers in slashing prices for mortgage lenders purchasing VantageScore 4.0, responding to Fair Isaac Corp. (FICO)’s newly implemented pricing model.
Categories Credit Score, Equifax, Experian, FICO, HWmember, LendingLife, Mortgage, Origination, TransUnion

Equifax slashes VantageScore 4.0 pricing as FICO launches new reseller model

October 7, 2025 by bp56691
Equifax announced changes to its pricing strategy following Fair Isaac Corp.’s rollout of a new program that allows tri-merge resellers to calculate and distribute its scores directly to mortgage lenders.
Categories Credit Score, Equifax, FICO, LendingLife, Mortgage, Origination, VantageScore

FICO’s new program draws mixed reviews from mortgage market

October 2, 2025 by bp56691
Fair Isaac Corp.’s (FICO) decision to let resellers calculate and distribute its scores directly to lenders drew a mixed response from the mortgage industry.
Categories Credit Score, FICO, HWmember, LendingLife, Mortgage, Origination

FICO bypasses credit bureaus with new program for mortgage lenders

October 1, 2025 by bp56691
Fair Isaac Corp. (FICO) has launched a program allowing tri-merge resellers to calculate and distribute its scores directly to mortgage companies.
Categories Credit Score, FICO, HWmember, LendingLife, Mortgage, Origination

VantageScore mortgage usage plunged 42% in 2024

April 28, 2025 by bp56691
VantageScore credit score usage by the mortgage industry dropped in 2024, ahead of widespread changes expected in credit reporting in the coming years.
Categories Credit Score, GSEs, HWmember, LendingLife, Mortgage, Origination, VantageScore

CreditXpert announces launch date for new credit optimization platform

December 18, 2024 by bp56691
The company is sunsetting a pair of tools as it focuses on credit optimization rather than traditional credit repairs.
Categories Credit, Credit Score, CreditXpert, Lenders, Loan Officer, Mortgage, Origination, Technology

Credit data shows: There’s no housing crash coming

November 15, 2024 by bp56691
Credit data shows: There’s no housing crash coming
The updated New York Fed credit report shows why we won’t see a housing bubble crash anytime soon, despite what your crazy uncle thinks.
Categories Credit Score, Housing Bubble, Housing Crash, Housing Market, HWmember, Mortgage, QM rule

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