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VantageScore

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Equifax slashes VantageScore 4.0 pricing as FICO launches new reseller model

October 7, 2025 by bp56691
Equifax announced changes to its pricing strategy following Fair Isaac Corp.’s rollout of a new program that allows tri-merge resellers to calculate and distribute its scores directly to mortgage lenders.
Categories Credit Score, Equifax, FICO, LendingLife, Mortgage, Origination, VantageScore

VantageScore 4.0 is coming. But much work needs to be done

July 16, 2025 by bp56691
Mortgage technology firms, credit reporting bureaus, resellers and the GSEs are feverishly working to get VantageScore 4.0 off the ground.
Categories Bill Pulte, Fannie Mae, FHFA, FICO, Freddie Mac, HWmember, LendingLife, Mortgage, Origination, Regulatory, VantageScore

FHFA clarifies key VantageScore 4.0 implementation questions

July 15, 2025 by bp56691
FHFA clarifies key VantageScore 4.0 implementation questions
A week after the initial announcement, FHFA Director Bill Pulte answered several key questions about the implementation of VantageScore 4.0.
Categories Bill Pulte, credit report, FHFA, FICO, HWmember, Mortgage, Regulatory, VantageScore

VantageScore mortgage usage plunged 42% in 2024

April 28, 2025 by bp56691
VantageScore credit score usage by the mortgage industry dropped in 2024, ahead of widespread changes expected in credit reporting in the coming years.
Categories Credit Score, GSEs, HWmember, LendingLife, Mortgage, Origination, VantageScore

VantageScore unveils mortgage resources to ease the transition to 4.0 credit model

November 18, 2024 by bp56691
In preparation for widespread credit scoring changes, leading credit-score and data analytics company VantageScore has launched a Mortgage Resource Center to support lenders transitioning to the VantageScore 4.0 credit model.
Categories Credit, Fannie Mae, Federal Home Loan Banks, FHFA, Freddie Mac, Mortgage, Technology, VantageScore

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