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Social Security

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How policy uncertainty is reshaping senior retirement plans

March 19, 2026 by bp56691
How policy uncertainty is reshaping senior retirement plans
More than half of respondents said a 20-percent cut to Social Security benefits would require “significant sacrifices or a tighter budget.”
Categories baby boomer, Center for Retirement Research, gen x, HWmember, Mortgage, Retirement, Reverse, Reverse Mortgage Daily, Social Security

Home equity props up retirees as savings fall short

February 16, 2026 by bp56691
Home equity props up retirees as savings fall short
Retirement savings represent about one-quarter of financial assets for the typical working adult, while home equity accounts for one-third.
Categories baby boomer, gen x, Home Equity, HWmember, Retirement, Reverse, Reverse Mortgage Daily, Social Security

Social Security planning could open the door for reverse mortgage conversations

February 12, 2026 by bp56691
Reverse mortgage professionals are advised to start with Social Security education to build trust and identify client needs.
Categories HWmember, National Reverse Mortgage Lenders Association, Retirement, Reverse, Social Security

Retirement accounts become emergency funds as financial stress rises

February 2, 2026 by bp56691
Surveys show Americans tapping savings accounts meant for later life to cover immediate needs, even as markets reached record highs in 2025.
Categories Affordability, baby boomer, HWmember, Retirement, Reverse, Social Security

House approves funding boost for Social Security Administration

January 30, 2026 by bp56691
Provisions would give the agency an additional $50 million for customer service through fiscal year 2026, which ends Sept. 30.
Categories Congress, House of Representatives, HWmember, Retirement, Reverse, Social Security, Social Security Administration, Trump Administration

New deduction may lower seniors’ Social Security tax burden

January 22, 2026 by bp56691
For some retirees, the change could eliminate federal income taxes entirely, although many were already exempt from Social Security taxes.
Categories baby boomer, HWmember, Retirement, Reverse, Reverse Mortgage Daily, Social Security, Tax

Elon Musk says retirement savings could become ‘irrelevant’

January 9, 2026 by bp56691
Musk’s perspective stands in contrast to ongoing economic realities for many Americans, especially older adults preparing for retirement.
Categories Affordability, Elon Musk, HWmember, Retirement, Reverse, Reverse Mortgage Daily, Social Security

Social Security proposals raise stakes for senior homeowners

January 7, 2026 by bp56691
A wave of recent proposals argue that an ultimate solution lies in fundamentally changing how Social Security works.
Categories Affordability, Congress, Homeownership, HWmember, Politics, Reverse, Reverse Mortgage Daily, Social Security

Poll finds broad support for independent Social Security commission

December 18, 2025 by bp56691
Seventy-one percent of respondents said they favor Congress establishing such a body, reflecting broad frustration with lawmakers.
Categories Congress, HWmember, Politics, Reverse, Social Security, Social Security Administration

Social Security COLA will increase 2.8% in 2026

October 24, 2025 by bp56691
The Social Security Administration (SSA) on Friday announced that its cost-of-living adjustment (COLA) will rise 2.8% in 2026. Among the 53 million Americans who receive Social Security benefits in retirement, that will translate to an additional $56 per month.
Categories HWmember, Retirement, Reverse, Social Security, Social Security Administration
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