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CrossCountry Mortgage raises conforming loan limit to $819,000

September 24, 2025 by bp56691
CrossCountry Mortgage raises its conforming loan limit to $819,000, ahead of FHFA’s 2026 limits, to empower prospective homebuyers.
Categories CrossCountry Mortgage, FHFA, Homeownership, HWmember, LendingLife, Mortgage, Origination

Compass-Anywhere deal brings $9B mortgage JVs under one roof

September 23, 2025 by bp56691
Industry leaders see the Compass–Anywhere merger as simplifying the mortgage side of the business, which includes Guaranteed Rate Affinity and OriginPoint.
Categories Anywhere, Compass, HWmember, LendingLife, Mergers and Acquisitions, Mortgage, Origination, Rate

Groundfloor Lending expands leadership team

September 17, 2025 by bp56691
The recent appointments of Patrick Donoghue as vice president and general manager, Kendall Bazan as vice president of revenue, and Andrew Hurd as vice president of risk mark the next chapter for Groundfloor Lending as it matures into a standalone brand under the Groundfloor umbrella.
Categories HWmember, Lenders, Mortgage, Origination, People Movers, Team Leaders

How will lenders recalibrate as Fed signals path to lower rates?

September 17, 2025 by bp56691
Mortgage lenders are recalibrating ahead of the Federal Reserve’s anticipated monetary easing cycle, rolling out rate promotions, streamlining operations and broadening product menus.
Categories Chase, Federal Reserve, HWmember, LendingLife, Monetary Policy, Mortgage, Mortgage Rates, Origination, Refinancing, United Wholesale Mortgage

Union Home Mortgage acquires assets of Sierra Pacific Mortgage: sources

September 16, 2025 by bp56691
Ohio-based Union Home Mortgage Corp. (UHM) has reached an agreement to acquire assets of California-based Sierra Pacific Mortgage Co., sources told HousingWire.
Categories HWmember, LendingLife, Mergers and Acquisitions, Mortgage, Origination, Sierra Pacific Mortgage, Union Home Mortgage

Non-QM lender Griffin Funding unveils AI-driven underwriting platform

September 11, 2025 by bp56691
The tool pulls hundreds of pages of program guidelines into a single system and uses AI to deliver answers to loan qualification questions.
Categories Artificial Intelligence, Griffin Funding, HWmember, LendingLife, Loan Officer, Mortgage, Non-QM, Origination, Technology, Underwriting

Optimal Blue: Rate-and-term refis soar 70% in August

September 10, 2025 by bp56691
Borrowers rushed to refinance in August as mortgage rates eased, pushing rate-and-term lock volume up 70% from July, according to Optimal Blue’s Mortgage Market Advantage report.
Categories Adjustable-Rate Mortgage, FHA loan, HWmember, LendingLife, Mortgage, Optimal Blue, Origination, Refinancing, VA Loan

Top 5 IMB priorities for GSEs in a post-conservatorship world

September 8, 2025 by bp56691
Given the Trump administration’s goal of releasing the GSEs from conservatorship, the CHLA outlines five key priorities for IMBs.
Categories Community Home Lenders of America, Fannie Mae, Freddie Mac, GSE Reform, GSEs, Opinion, Origination, Regulatory

Trump signs law banning trigger leads

September 5, 2025 by bp56691
President Donald Trump on Friday signed the Homebuyers Privacy Protection Act (H.R. 2808), establishing a nationwide ban on the abusive use of trigger leads beginning in March 2026.
Categories Donald Trump, HWmember, Lead Generation, LendingLife, Mortgage, Mortgage Bankers Association, NAMB, Origination, Regulatory, Trump Administration

Rocket pushes back debt exchange deadline amid Mr. Cooper deal

September 3, 2025 by bp56691
Rocket Companies has extended the deadline for investors to exchange debt issued by a Mr. Cooper Group subsidiary for the lender’s own paper — a step tied to its $9.4 billion acquisition of the competitor.
Categories Debt, HWmember, Investors, LendingLife, Mergers and Acquisitions, Mortgage, Mr. Cooper Group, Origination, Rocket Companies
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