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TransUnion cuts VantageScore 4.0 pricing for mortgage lenders

October 17, 2025 by bp56691
Credit bureau TransUnion has followed its peers in slashing prices for mortgage lenders purchasing VantageScore 4.0, responding to Fair Isaac Corp. (FICO)’s newly implemented pricing model.
Categories Credit Score, Equifax, Experian, FICO, HWmember, LendingLife, Mortgage, Origination, TransUnion

Mortgage executives call for a renewed leadership model

October 16, 2025 by bp56691
A panel of senior mortgage executives at The Sales Mastery event talked about how leaders should be adding value in this market.
Categories CMG Financial, HWmember, loanDepot, Mortgage, Movement Mortgage, Origination

Friday Harbor’s AI originator assistant now supports overlays

October 14, 2025 by bp56691
Friday Harbor’s AI Originator Assistant now includes overlays, enhancing loan compliance and credit quality control for lenders.
Categories Artificial Intelligence, HWmember, Investors, Mortgage, Origination, Secondary market, Technology, Underwriting

PHH Mortgage unveils revamped non-QM options

October 13, 2025 by bp56691
PHH Mortgage introduces FlexIQ, a new non-QM product suite, to enhance non-agency offerings and support diverse borrowers.
Categories Correspondent Lending, HWmember, LendingLife, Mortgage, Non-QM, Origination, PHH Mortgage Corp, Real Estate Investing

Equifax slashes VantageScore 4.0 pricing as FICO launches new reseller model

October 7, 2025 by bp56691
Equifax announced changes to its pricing strategy following Fair Isaac Corp.’s rollout of a new program that allows tri-merge resellers to calculate and distribute its scores directly to mortgage lenders.
Categories Credit Score, Equifax, FICO, LendingLife, Mortgage, Origination, VantageScore

Exclusive: CrossCountry Mortgage CEO unveils organic growth strategy

October 6, 2025 by bp56691
Rather than pursuing mergers and acquisitions to strengthen its origination and servicing platforms, the company has focused on organic growth by acquiring mortgage servicing rights (MSRs) and building an asset management arm
Categories CrossCountry Mortgage, HWmember, LendingLife, Mortgage, Mortgage Servicing, Origination, Servicing

NEXA Mortgage rebrands to NEXA Lending, but it’s not a pivot to retail

October 2, 2025 by bp56691
Kortas hopes to lure large retail producers to the wholesale side by emphasizing their biggest advantage: wholesale pricing.
Categories HWmember, Mike Kortas, Mortgage, NEXA Mortgage, Origination, Wholesale Lending

FICO’s new program draws mixed reviews from mortgage market

October 2, 2025 by bp56691
Fair Isaac Corp.’s (FICO) decision to let resellers calculate and distribute its scores directly to lenders drew a mixed response from the mortgage industry.
Categories Credit Score, FICO, HWmember, LendingLife, Mortgage, Origination

FICO bypasses credit bureaus with new program for mortgage lenders

October 1, 2025 by bp56691
Fair Isaac Corp. (FICO) has launched a program allowing tri-merge resellers to calculate and distribute its scores directly to mortgage companies.
Categories Credit Score, FICO, HWmember, LendingLife, Mortgage, Origination

Fannie and Freddie waive some loan requirements amid shutdown

October 1, 2025 by bp56691
Government agencies and enterprises issued guidance on Wednesday for mortgage operations and servicing during the current government shutdown.
Categories Fannie Mae, FHA, Freddie Mac, Ginnie Mae, Government Lending, Government Shutdown, HWmember, LendingLife, Mortgage, Origination
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