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National Flood Insurance Program

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Housing for the 21st Century Act clears House committee, heads to floor vote

December 17, 2025 by bp56691
The Housing for the 21st Century Act advanced in the House on Wednesday following a markup by the Financial Services Committee, setting the stage for a potential floor vote in early 2026.
Categories Affordability, House of Representatives, Housing Market, HWmember, Legislation, National Flood Insurance Program, Politics

Coalition presses for stronger federal flood response, eyes ROAD to Housing Act

December 9, 2025 by bp56691
Leaders said the coalition began forming after the catastrophic July 2022 floods in eastern Kentucky and southwestern Virginia.
Categories Disaster Relief, FEMA, Flood, HWmember, Kentucky, National Flood Insurance Program, Natural Disaster, Ohio, Politics, Real Estate, Regulatory, Trump Administration, Virginia, West Virginia

$12.7 trillion in US homes face severe climate risks

September 3, 2025 by bp56691
.7 trillion in US homes face severe climate risks
Data shows threats from flooding, hurricane winds and wildfires increasingly reshaping housing markets and insurance availability.
Categories Affordability, FEMA, Flood insurance, Homeowners insurance, Hurricane, HWmember, National Flood Insurance Program, Real Estate, Realtor.com, Wildfire

Tech startup offering AI-driven property level risk modeling

August 20, 2025 by bp56691
Instead of relying on zip code-based risk maps and subjective human judgment, FutureProof’s algorithm analyzes property-specific details.
Categories Affordability, Alabama, California, Climate Change, FEMA, Flood insurance, Florida, Homeowners insurance, Hurricane, HWmember, insurance, Mississippi, National Flood Insurance Program, Natural Disaster, Real Estate, Tornado, Wildfire

With deadline looming, senators introduce NFIP reauthorization

March 9, 2025 by bp56691
Republicans are aiming to reauthorize NFIP just days before a key funding deadline, with the possibility of a government shutdown looming.
Categories Congress, HWmember, National Flood Insurance Program, Natural Disaster, Politics

Over 400K mortgages may be underinsured for flood risk: CFPB

January 13, 2025 by bp56691
The CFPB found that hundreds of thousands of mortgaged properties in the southeast and central southwest alone may be underinsured.
Categories Consumer Financial Protection Bureau, FEMA, Flood, Flood insurance, Mortgage, National Flood Insurance Program, Real Estate

Trade groups push for flood insurance extension ahead of potential government shutdown

December 20, 2024 by bp56691
With a federal government shutdown looming, housing and insurance groups are urging an extension of the National Flood Insurance Program.
Categories Congress, Flood insurance, House of Representatives, Housing Market, Mortgage Bankers Association, National Flood Insurance Program, Regulatory, Senate

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