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Banks eye bigger role in mortgages as regulators reconsider capital rules

March 17, 2026 by bp56691
Top banks in the mortgage space have relied on a similar playbook for years, but they say they could become more aggressive if upcoming changes to capital rules provide more flexibility.
Categories AmeriHome, Bank of America, Banking, HWmember, LendingLife, Mortgage, Mortgage Servicing, MSRs, Origination, Regulatory, U.S. Bank

Banks earned $1 trillion windfall during Fed’s high-rate period

September 29, 2025 by bp56691
Lenders reportedly benefited from higher yields on deposits held at the Fed while paying relatively low rates to many savers.
Categories Affordability, Bank of America, Citigroup, Homebuying, HWmember, Interest Rates, JPMorgan Chase, Lenders, Mortgage, Mortgage Rates, Real Estate, U.S. Bank

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