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Trump proposes 50-year mortgage to help affordability

November 8, 2025 by bp56691
Trump proposes 50-year mortgage to help affordability
Trump supports 50-year mortgages to lower monthly payments, but longer terms reduce equity and aren’t currently allowed under the Dodd-Frank Act.
Categories 30-Year Fixed Mortgage, Donald Trump, Federal Reserve, Housing Market, Mortgage, Origination

Exclusive: NFM Lending grows footprint with Homespire Mortgage acquisition

November 7, 2025 by bp56691
Two Maryland-based retail mortgage lenders struck an M&A deal this week as NFM Lending has agreed to acquire Homespire Mortgage.
Categories HWmember, Lenders, LendingLife, Maryland, Mergers and Acquisitions, Mortgage, Origination, Retail Lending

loanDepot’s Q3 loss narrows as revenue climbs 14%

November 6, 2025 by bp56691
loanDepot CEO Anthony Hsieh reiterated confidence in the company’s ability to “profitably regain market share.”
Categories Anthony Hsieh, Earnings, HWmember, LendingLife, loanDepot, Mortgage, Origination

Blend Labs reports shrinking mortgage revenue even as its partnerships gain steam

November 6, 2025 by bp56691
Blend is focusing on growing its mortgage take rate, expanding its consumer banking suite and investing in AI to navigate industry challenges.
Categories Blend, Earnings, HWmember, Mortgage, Nima Ghamsari, Origination, Technology

Guild sees Q3 revenue surge to $307.4M ahead of Bayview transaction

November 5, 2025 by bp56691
Ahead of its Bayview transaction, Guild Holdings posted a Q3 2025 revenue of $307.4 million, up from $279.4 million in Q2 2025.
Categories Earnings, Guild Mortgage, HWmember, LendingLife, Mortgage, Mortgage Servicing, Origination

Mortgage industry backs LLPA changes but is divided over priorities

November 5, 2025 by bp56691
The mortgage industry largely supports changes to the loan-level price adjustment (LLPA) matrix but remains divided on priorities, with a full overhaul unlikely amid a potential stock offering of Fannie Mae and Freddie Mac. 
Categories Fannie Mae, FHFA, Freddie Mac, GSEs, HWmember, LendingLife, Mortgage, Origination, Regulatory, Regulatory Compliance

Newrez wholesale leader Tony Kottenbrock talks about growing non-QM

October 31, 2025 by bp56691
Newrez plans to sustain its growth by focusing on closed-end second mortgages and leveraging broker expertise to fill market gaps.
Categories closed-end seconds, HWmember, Mortgage, NewRez, Non-QM, Origination

Rocket’s integrations of Redfin, Mr. Cooper lift Q3 results above forecasts

October 30, 2025 by bp56691
Rocket CEO Varun Krishna said that Q3 2025 marked the strongest purchase and refinance quarter for the company in the past three years.
Categories Earnings, HWmember, LendingLife, Mortgage, Mr. Cooper, Origination, Redfin, Rocket Companies, Rocket Mortgage, Varun Krishna

Xactus announces partnerships for income, employment verification efforts

October 27, 2025 by bp56691
Xactus integrates Thomas & Co., Argyle and Plaid into Xactus360, enhancing access to income, employment and asset data for lenders.
Categories HWmember, Income verification, Mortgage, Origination, Partnerships, Plaid, Technology, Xactus

Deephaven’s record-breaking month driven by non-QM business

October 22, 2025 by bp56691
Deephaven’s record-breaking month driven by non-QM business
Deephaven is finding success through non-QM loans, second liens and home equity options as gig economy workers seek mortgage solutions.
Categories closed-end second liens, Deephaven Mortgage, HWmember, Mortgage, Non-QM, Origination
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