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November mortgage lock data driven by strong refinance activity

December 10, 2025 by bp56691
November’s mortgage rate-lock activity slowed but posted the strongest results in four years, driven by a surge in refinances.
Categories HWmember, Mortgage, Mortgage Rates, Optimal Blue, Origination, Rate Lock, Refinancing, Secondary market

Mortgage credit report costs could jump 50% in 2026

November 21, 2025 by bp56691
Credit report prices for mortgage lenders will increase by up to 50% in 2026, despite regulatory efforts to boost competition.
Categories Credit Score, Equifax, Experian, FICO, HWmember, LendingLife, Mortgage, Origination, TransUnion, VantageScore, Xactus

Wealthfront announces entrance into the mortgage business

November 19, 2025 by bp56691
Wealthfront announced early access to Wealthfront Home Lending and expects a full rollout to happen in early 2026.
Categories Colorado, HWmember, Lenders, Mortgage, Mortgage Rates, Origination, Technology

Figure’s marketplace accelerates with $2.5B in Q3 volume

November 14, 2025 by bp56691
Figure Technology Solutions reached $2.5 billion in consumer loan marketplace volume in the third quarter of 2025, a 70% year-over-year increase.
Categories Earnings, Figure Technologies, HELOCs, Home Equity, HWmember, LendingLife, Mortgage, Origination

FHFA eyes assumable and portable mortgages, raising questions for lenders

November 12, 2025 by bp56691
Bill Pulte said this week that the Federal Housing Finance Agency (FHFA) may allow Fannie Mae and Freddie Mac to offer assumable or portable mortgages.
Categories assumable mortgage, Bill Pulte, FHFA, HWmember, LendingLife, Mortgage, Mortgage Servicing, Origination, Underwriting

A 50-year mortgage could double your interest payment

November 9, 2025 by bp56691
A 50-year mortgage could double your interest payment
Trump’s 50-year mortgage proposal could be a tough sell due to higher interest costs and regulatory limits under current Dodd-Frank rules.
Categories 30-Year Fixed Mortgage, Donald Trump, FHFA, Housing Market, Mortgage, Origination

Trump proposes 50-year mortgage to help affordability

November 8, 2025 by bp56691
Trump proposes 50-year mortgage to help affordability
Trump supports 50-year mortgages to lower monthly payments, but longer terms reduce equity and aren’t currently allowed under the Dodd-Frank Act.
Categories 30-Year Fixed Mortgage, Donald Trump, Federal Reserve, Housing Market, Mortgage, Origination

Exclusive: NFM Lending grows footprint with Homespire Mortgage acquisition

November 7, 2025 by bp56691
Two Maryland-based retail mortgage lenders struck an M&A deal this week as NFM Lending has agreed to acquire Homespire Mortgage.
Categories HWmember, Lenders, LendingLife, Maryland, Mergers and Acquisitions, Mortgage, Origination, Retail Lending

loanDepot’s Q3 loss narrows as revenue climbs 14%

November 6, 2025 by bp56691
loanDepot CEO Anthony Hsieh reiterated confidence in the company’s ability to “profitably regain market share.”
Categories Anthony Hsieh, Earnings, HWmember, LendingLife, loanDepot, Mortgage, Origination

Blend Labs reports shrinking mortgage revenue even as its partnerships gain steam

November 6, 2025 by bp56691
Blend is focusing on growing its mortgage take rate, expanding its consumer banking suite and investing in AI to navigate industry challenges.
Categories Blend, Earnings, HWmember, Mortgage, Nima Ghamsari, Origination, Technology
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