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Center for Retirement Research

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Small businesses shun retirement plans over cost, complexity fears

August 11, 2026 by bp56691
Small businesses shun retirement plans over cost, complexity fears
Only about half of U.S. private-sector workers participate in an employer-sponsored retirement plan at any given time — a gap driven almost entirely by small employers, according to new research from the Center for Retirement Research at Boston College.
Categories Center for Retirement Research, Employment, HWmember, Mortgage, Retirement, Reverse

How policy uncertainty is reshaping senior retirement plans

March 19, 2026 by bp56691
How policy uncertainty is reshaping senior retirement plans
More than half of respondents said a 20-percent cut to Social Security benefits would require “significant sacrifices or a tighter budget.”
Categories baby boomer, Center for Retirement Research, gen x, HWmember, Mortgage, Retirement, Reverse, Reverse Mortgage Daily, Social Security

Satisfaction surveys may not be helpful in guiding retirement policy

March 26, 2025 by bp56691
Where is the disconnect between reported high retirement satisfaction and poor financial readiness? New research aims to find out.
Categories Boston College, Center for Retirement Research, Retirement, Reverse

Retirees may be turning to home equity to finance healthcare shocks: report

February 24, 2025 by bp56691
Despite not planning to, retirees appear to tap home equity often to address a healthcare-related financial shock according to a new research brief.
Categories Boston College, Center for Retirement Research, Home Equity, Long-term care, Retirement, Reverse

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